Healthcare Analytics for Self-Insured Employers

01What have we spent? 02What will we spend? 03Actionable savings identified.

Cipher is a software tool that reads your healthcare claims and turns them into plain answers: what you're spending, what's coming next, and what to do about it — It's consulting-level expertise delivered automatically.

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The Engine

Meet Cipher - the engine that turns your claims into decisions.

Your health plan's information is scattered. Your carrier, your PBM, your vendors, and the doctors who treat your members each hold one piece — none of them hold the whole picture. Cipher pulls in every data feed, cleans it, groups the claims into episodes, and gives you one clear answer instead of a pile of disconnected reports.

01

Runs where your data lives

Your claims are processed inside your own systems. Nothing gets shipped off to an outside database.

02

Works with your existing data

Cipher automatically understands your carrier, vendor, and pharmacy files, however they're formatted.

03

Minutes, not months

Work that a consulting team would quote in months comes back in minutes.

Who We Serve

Built for those responsible for their plan's spend

For Benefits Leaders

Clarity on the plan — and a case for every decision.

Patient-level intelligence and CFO-ready summaries. No analytics team required.

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For Consultants & Brokers

Analytics that make your recommendations land.

Condition-specific intelligence across your whole book — sharper insights, defensible recommendations, client-ready deliverables.

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For TPAs & Carriers

Value your plans can see.

Deploy Cipher across the plans you serve to surface savings and direct vendors — without giving up your data.

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Questions

Answers, as promised

What is Cipher?

Cipher is a healthcare benefits intelligence platform for self-insured employers and the consultants, brokers, and TPAs who serve them. It runs inside your environment, turns medical and pharmacy claims into patient-level intelligence, and delivers decisions: benchmarked spend, forecasts, vendor validation, and recommended actions sized in dollars — packaged in a board-ready CFO Summary.

Where does your data go?

Nowhere. Cipher deploys inside your environment and reads your medical and pharmacy claims where they already live — no migration, no third-party warehouse. If a vendor holds your data today, we build the feed; if access is blocked, we help unlock it.

Do we need an analytics team to use Cipher?

No. Cipher is built for finance and HR leaders. We do the analysis; you get the story and the action list.

Does Cipher replace our broker or consultant?

No — it makes their work sharper. Many advisors bring Cipher to their clients. If you have a broker you trust, we're happy to work alongside them.

We're fully insured — is Cipher for us?

Cipher is designed for self-insured (and level-funded) employers, where every claim dollar is your dollar. If you're weighing a move to self-funding, we can help you evaluate it.

Turning claims data into decisions.

Thirty minutes, no obligation — bring your CFO, or your toughest client. We'll walk through the data end to end.

Book a demo  →
or write to info@cipherhealthanalytics.com